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St. Cloud serves as the commercial and residential hub of Central Minnesota, with a growing mix of homeowners associations, condominium communities, townhome developments, and master-planned neighborhoods. As communities continue to expand and mature throughout St. Cloud and neighboring communities such as Sartell, Sauk Rapids, and Waite Park, boards must prepare for future capital improvements while managing changing construction costs and Minnesota's demanding climate. Building Reserves helps associations make informed financial decisions through objective Reserve Studies tailored to local conditions and long-term community needs.
Central Minnesota's freeze-thaw cycles accelerate deterioration of pavement, sidewalks, retaining walls, and drainage infrastructure.
Snow removal operations, deicing materials, and harsh winters contribute to long-term wear on common area improvements.
HOA communities frequently maintain clubhouses, pools, playgrounds, private streets, trails, and landscaped common areas requiring proactive reserve planning.
Continued residential growth throughout the St. Cloud metro influences contractor availability and future replacement costs.
Roofing systems, exterior finishes, parking lots, and mechanical equipment experience significant seasonal weather exposure.
Objective Reserve Studies help St. Cloud associations prepare for major capital projects while minimizing deferred maintenance and unexpected special assessments.
Building Reserves serves condominium and homeowners associations throughout St. Cloud and Central Minnesota with independent Reserve Studies designed around each community's unique assets and financial goals. Our team understands local construction markets, replacement costs, and the long-term planning strategies that help boards confidently fund future capital improvements.
Director of Growth & Partnerships - Midwest
Sales, Customer Service, Account Management
B.S. Acoustics, Columbia College Chicago. With over 20 years of account management experience, Mike specializes in making the reserve study process simple, seamless, and successful. He combines a strong track record of building lasting client relationships with a commitment to ongoing education, ensuring boards and managers receive clear guidance, responsive support, and solutions aligned with their community’s long-term financial goals.
CEO & Founder - Sr. Engineering Consultant
Areas of expertise: Reserve Studies, Mechanical Engineering, New Product Development
B.S. Mechanical Engineering Marquette University. 18 years of Reserve Study Experience.
Sr. Architectural Consultant
Areas of expertise: Reserve Studies, Architectural Assemblies, Facade Systems
Masters in Architecture, Business Administration University of Wisconsin Milwaukee. 15 years of Reserve Study Experience and has conducted over 1,200 Reserve Studies.
Sr. Architectural Consultant
Areas of expertise: Reserve Studies, Architectural Assemblies, Building Construction Methods
Masters in Architecture University of Wisconsin Milwaukee. 15 Years of Reserve Study experience and has conducted over 700 Reserve Studies.
Sr. Engineering Consultant
Areas of expertise: Reserve Studies, Civil Engineering, Water Management, FAA Cert. Drone Operator
B.S. Civil Engineering University of Wisconsin Milwaukee. Licensed Engineer. 7 years of Reserve Study Experience, over 700 Reserve Studies conducted and over 24 years of industry-related experience.
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Sr. Engineering Consultant
Areas of expertise: Reserve Studies, Mechanical Systems, Environmental Systems
B.S. Architectural Engineering & Environmental Systems Milwaukee School of Engineering. 18 years of Reserve Study experience and over 1,300 Reserve Studies conducted.
Engineering Consultant
Reserve Studies, Mechanical Engineering
B.S. Mechanical Engineering Michigan Technological University
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Sr. Engineering Consultant
Reserve Studies, Mechanical Engineering
B.S. Mechanical Engineering University of Denver. 3 Years of Reserve Study Experience, over 250 Reserve Studies conducted.
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